overdrawer
A customer is speaking with a bank teller about an overdrawer on their account.
Definition
- Noun:
- A person who withdraws more money from a bank account than the available balance: "overdrawer" refers to an individual who has taken out funds exceeding their account's deposit, resulting in a negative balance.
Usage Examples
- (A person who has withdrawn more than their balance.)
- (Someone who repeatedly exceeds their account limit.)
Advanced Usage
- "to be an overdrawer of accounts": to be someone who frequently or intentionally overdrafts.
- The financial advisor warned him about the risks of being an overdrawer of accounts. (The advisor cautioned against the habit of overdrawing.)
Variants and Related Words
- Overdraw (verb): to withdraw more money than is in an account.
- He had to overdraw his account to pay the urgent bill. (He withdrew more than his balance.)
- Overdraft (noun): the amount of money withdrawn beyond the account balance; also, a facility allowing such withdrawals.
- The bank approved a small overdraft for emergencies. (A loan-like arrangement for overdrawing.)
Synonyms
- Deficit spender: a person who spends beyond their means, often leading to negative balances.
- Account abuser: someone who misuses their banking privileges by overdrawing.
Related Idioms
- In the red: a financial state where an account has a negative balance, often associated with an overdrawer.
- After the unexpected expense, she was in the red again. (Her account was overdrawn.)
Phrasal Verbs
- Draw over: (rare) to withdraw excessively from an account.
- He tends to draw over his account every month. (He habitually overdraws.)