automobile insurance
Definition
Noun: A type of insurance policy that provides financial protection against losses resulting from vehicle-related incidents, primarily covering theft of the insured vehicle and damages or liabilities arising from traffic accidents.
Usage
This term is used as a non-count noun to refer to the general concept or a specific policy of vehicle insurance. It is a compound noun where "automobile" specifies the type of insurance. * Drivers are legally required to have automobile insurance in most states. * The cost of her automobile insurance increased after the accident. * Comparing quotes is essential when shopping for automobile insurance.
Examples
- His automobile insurance covered the full cost of repairs after the collision.
- Without valid automobile insurance, you risk significant financial penalties.
- The policyholder filed a claim with their automobile insurance company.
Advanced Usage
- "to carry automobile insurance": To have an active insurance policy for one's vehicle.
- All drivers on the road must carry a minimum amount of automobile insurance.
- "automobile insurance premium": The regular payment made to keep the insurance policy active.
- A good driving record can help lower your automobile insurance premium.
Variants and Related Words
- Car insurance (n): A common synonym, often used interchangeably in everyday language.
- Auto insurance (n): A shortened, informal variant of "automobile insurance."
- Vehicle insurance (n): A broader term that can encompass insurance for trucks, motorcycles, etc.
- Liability insurance (n): A core component of most automobile insurance policies, covering damage or injury the policyholder causes to others.
- Comprehensive insurance (n): A type of automobile insurance coverage for non-collision incidents like theft, fire, or vandalism.
- Collision insurance (n): A type of automobile insurance coverage for damage to the policyholder's own vehicle from an accident.
Synonyms
- Motor insurance (chiefly British English)
- Car coverage (informal)
Related Phrases
- Insurance policy: The contract detailing the terms of the automobile insurance.
- Insurance claim: A request made to the insurance company for payment following a covered loss.
- Deductible: The amount the policyholder must pay out-of-pocket before the automobile insurance coverage applies.
Noun
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insurance against loss due to theft or traffic accidents
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