Definition

Noun: A type of insurance policy that provides financial protection against losses resulting from traffic accidents or the theft of a motor vehicle. It is a contractual agreement where the insurer promises to compensate the policyholder for specified losses in exchange for a premium.

Usage

Car insurance is a mandatory requirement for vehicle owners and operators in most jurisdictions. It is used to cover costs associated with vehicle damage, property damage, and bodily injuries resulting from accidents. - You must show proof of car insurance to register your vehicle. - After the collision, she filed a claim with her car insurance company.

Advanced Usage

• "to have car insurance in force": To have an active and valid car insurance policy.
  • The police officer verified that the driver had car insurance in force.
• "comprehensive car insurance": A specific type of coverage that protects against non-collision incidents like theft, vandalism, or natural disasters.
  • His comprehensive car insurance covered the damage from the hailstorm.

Variants and Related Words

• Auto insurance (n): A common synonym for car insurance, used interchangeably in American English.
  • Compare quotes for auto insurance before you buy.
• Motor insurance (n): A term more commonly used in British English.
  • The law requires all drivers to have motor insurance.
• Premium (n): The regular payment made to the insurance company to keep the policy active.
• Policyholder (n): The person who owns the insurance policy.

Synonyms

• Automobile insurance: Formal term for insurance covering cars.
• Vehicle insurance: A broader term that can include coverage for trucks, motorcycles, etc.

Related Phrases

• "to be uninsured/underinsured": To lack sufficient car insurance coverage.
  • Driving while uninsured can result in severe penalties.
• "insurance premium": The amount paid for the insurance policy.
  • Her car insurance premium increased after the accident.
• "liability coverage": The part of a car insurance policy that pays for injuries and damage you cause to others.
  • State law requires a minimum amount of liability coverage.

Noun

1. insurance against loss due to theft or traffic accidents