car insurance
Học thuậtThân thiện
Definition
Noun: A type of insurance policy that provides financial protection against losses resulting from traffic accidents or the theft of a motor vehicle. It is a contractual agreement where the insurer promises to compensate the policyholder for specified losses in exchange for a premium.
Usage
Car insurance is a mandatory requirement for vehicle owners and operators in most jurisdictions. It is used to cover costs associated with vehicle damage, property damage, and bodily injuries resulting from accidents. - You must show proof of car insurance to register your vehicle. - After the collision, she filed a claim with her car insurance company.
Advanced Usage
- "to have car insurance in force": To have an active and valid car insurance policy.
- The police officer verified that the driver had car insurance in force.
- "comprehensive car insurance": A specific type of coverage that protects against non-collision incidents like theft, vandalism, or natural disasters.
- His comprehensive car insurance covered the damage from the hailstorm.
Variants and Related Words
- Auto insurance (n): A common synonym for car insurance, used interchangeably in American English.
- Compare quotes for auto insurance before you buy.
- Motor insurance (n): A term more commonly used in British English.
- The law requires all drivers to have motor insurance.
- Premium (n): The regular payment made to the insurance company to keep the policy active.
- Policyholder (n): The person who owns the insurance policy.
Synonyms
- Automobile insurance: Formal term for insurance covering cars.
- Vehicle insurance: A broader term that can include coverage for trucks, motorcycles, etc.
Related Phrases
- "to be uninsured/underinsured": To lack sufficient car insurance coverage.
- Driving while uninsured can result in severe penalties.
- "insurance premium": The amount paid for the insurance policy.
- Her car insurance premium increased after the accident.
- "liability coverage": The part of a car insurance policy that pays for injuries and damage you cause to others.
- State law requires a minimum amount of liability coverage.
Noun
- insurance against loss due to theft or traffic accidents