co-beneficiary
Học thuậtThân thiện
Definition
Noun: A person or entity who shares in receiving a benefit, payment, or inheritance with one or more other persons or entities. A co-beneficiary is one of two or more named recipients of the same advantage, such as the proceeds of a will, trust, insurance policy, or other financial instrument.
Usage
The term is used primarily in legal, financial, and estate planning contexts to specify multiple recipients of a single benefit. It clarifies that the benefit is not awarded to a single party but is shared among designated parties.
Examples
- The life insurance policy lists her two children as co-beneficiaries.
- In the trust agreement, the three charities are named as co-beneficiaries of the annual donation.
- He discovered he was a co-beneficiary of his grandfather's estate along with his cousin.
Advanced Usage
- The concept is often critical in legal documents to prevent ambiguity. For example, stating "the proceeds shall be paid to A and B as co-beneficiaries" ensures they share the benefit equally unless otherwise specified, distinguishing it from a scenario where each is a sole beneficiary of a separate portion.
- The relationship between co-beneficiaries can be "per capita" (share divided equally among living beneficiaries) or "per stirpes" (share passes to a deceased beneficiary's heirs).
Variants and Related Words
- Beneficiary (noun): The primary term for a person who derives advantage from something, especially a trust, will, or insurance policy.
- Joint Beneficiary: A very close synonym, often used interchangeably with co-beneficiary.
Synonyms
- Joint beneficiary
- Co-recipient
- Shared beneficiary
Antonyms
- Sole beneficiary
Related Phrases
- To be named as co-beneficiaries: The act of being designated as shared recipients in a legal document.
- The siblings were named as co-beneficiaries of their parents' retirement account.
- To share as co-beneficiaries: To receive a benefit jointly.
- They will share the inheritance as co-beneficiaries.
Noun
- one of two or more beneficiaries of the same benefit