eurodollar

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eurodollar

A European businessperson uses eurodollars to pay for an international shipment.

Definition

Noun: A U.S. dollar deposited in a bank located outside the United States, particularly in Europe, and used in the international financial system to facilitate trade and investment.

Usage

The term "eurodollar" specifically refers to U.S. dollar-denominated deposits held in banks outside the U.S. federal reserve system. These deposits are a key component of the offshore money market.

Examples
  • The corporation used its eurodollar deposits to finance the new factory overseas.
  • Interest rates for eurodollar loans are often tied to the LIBOR benchmark.
  • A significant volume of international trade is settled using eurodollars.
Advanced Usage
  • Eurodollar Market: The collective financial market where eurodollars are borrowed and lent. This market operates outside the direct control of U.S. banking regulations.
    • The company raised capital by issuing bonds in the eurodollar market.
Variants and Related Words
  • Eurocurrency (n): Any currency deposited in a bank outside its country of origin. The eurodollar is the most prominent example of a eurocurrency.
    • Euroyen and eurosterling are other types of eurocurrency.
Synonyms
  • Offshore dollar deposit
  • External dollar
Notes on Meaning

It is critical to note that "eurodollar" does not refer to the European Union's currency (the euro). The "euro-" prefix historically indicated deposits held in Europe, but the market now includes dollar deposits held in financial centers worldwide, such as Singapore or the Bahamas. The defining feature is that it is a U.S. dollar liability of a bank operating outside the United States.

eurodollar

A European businessperson uses eurodollars to pay for an international shipment.

Noun
  1. a United States dollar deposited in a European bank and used as an international currency to finance trade

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