finance

/fai'næns/

Thân thiện

A woman reviews her personal finance charts at a desk.

Definition

1. Noun:

   • The management of money, credit, banking, and investments: "Finance" refers to the system or activity of managing funds, including saving, lending, investing, and budgeting.
   • The branch of economics concerned with money management: "Finance" is also the academic and professional field that studies how individuals, businesses, and governments acquire and use monetary resources over time.
   • The commercial activity of providing funds and capital: "Finance" can denote the business of providing the necessary money for commercial enterprises, projects, or purchases.

2. Verb:

   • To provide funding for; to supply with money: To "finance" something means to obtain or furnish the capital or money required for it.

Usage Examples

• Noun:

  • She works in corporate finance. (She is employed in the area of managing a company's money.)
  • The government's public finance is under scrutiny. (The management of the government's revenue and expenditure is being closely examined.)
  • We need to review our personal finance. (We need to look at how we manage our own money.)

• Verb:

  • The bank agreed to finance the new factory. (The bank agreed to provide the money needed to build the new factory.)
  • How will you finance your education? (How will you obtain the money to pay for your studies?)
  • Can we finance the addition to our home? (Can we get the money needed to pay for the extension on our house?)

Advanced Usage

• "To be in finance": to work in the financial industry.

  • After graduation, he went into finance. (After finishing university, he began a career in the financial sector.)

• "Project finance": the funding of long-term infrastructure and industrial projects.

  • They secured project finance for the new power plant. (They obtained the specific funding required for the new power plant project.)

Variants and Related Words

• Financial (adj): relating to finance or money matters.

  • We sought financial advice. (We asked for guidance concerning money.)

• Financier (n): a person who is an expert in or who manages large sums of money.

  • The project was backed by a famous financier. (The project received money and support from a well-known investment expert.)

Synonyms

• Funding (n): money provided, especially by an organization or government, for a particular purpose.
• Bankrolling (v/n): providing funds for (a project or enterprise).

Related Phrases (Phrasal Verbs)

• Finance through: to provide money by means of a particular method.
  • They financed the purchase through a loan. (They paid for the item by getting a loan.)

Related Idioms

• (To be) on a sound financial footing: to be in a stable and secure financial condition.
  • The company is now on a sound financial footing. (The company's money situation is now stable and secure.)

Học thuật

Noun

1. the management of money and credit and banking and investments
2. the branch of economics that studies the management of money and other assets
3. the commercial activity of providing funds and capital

Verb

1. sell or provide on credit
2. obtain or provide money for
   • Can we finance the addition to our home?