interest-bearing

Thân thiện

A savings account is an interest-bearing deposit.

Definition

1. Adjective:
   • Earning or yielding interest: Describes a financial asset, account, or obligation that generates periodic payments of interest to its holder or owner.
   • On which interest is paid: Refers to a debt instrument or liability where the borrower is required to pay interest to the lender.

Usage Examples

• Adjective:
  • A savings account is a common type of interest-bearing deposit.
  • The company issued interest-bearing bonds to raise capital for the new project.
  • It is wise to keep your emergency fund in a liquid, interest-bearing account.

Advanced Usage

• "interest-bearing checking account": A checking or current account that pays a small amount of interest on the deposited balance.
  • Some banks offer interest-bearing checking accounts, though the rates are typically low.
• "interest-bearing note": A formal written promise to pay a specified sum of money at a future date, plus interest.
  • The loan was formalized with an interest-bearing note payable in five years.

Variants and Related Words

• Interest (n): The charge for borrowing money or the return earned on deposited funds.
  • The interest on the loan is calculated annually.
• Non-interest-bearing (adj): Not earning or yielding interest.
  • A basic checking account is often non-interest-bearing.

Synonyms

• Yield-bearing: Producing a financial return.
• Income-generating: Creating earnings or revenue.

Related Phrases

• To bear interest: To yield or accrue interest. (This is the verbal phrase from which the adjective is derived).
  • This certificate of deposit bears interest at a fixed rate.

Học thuật

Adjective

1. of financial obligations on which interest is paid