Definition

Noun: A personal check is a written, dated, and signed instrument that directs a bank to pay a specific sum of money from the drawer's personal checking account to the person or entity named on the check (the payee). It is a common method for making payments directly from an individual's bank account.

Usage

A personal check is used for individual payments. It is drawn against the funds in one's personal checking account. The check authorizes the transfer of money from the account holder to the recipient.

Examples

• She wrote a personal check to pay for the used car.
• Many landlords still prefer to receive rent via a personal check.
• He didn't have cash, so he paid the bill with a personal check.

Advanced Usage

• "To write/cut a personal check": To issue a personal check as payment.
  • The donor wrote a personal check for the charity.
• "To accept/take a personal check": To receive a personal check as a valid form of payment.
  • Does this store still accept personal checks?

Variants and Related Words

• Check (noun): The general term for the financial instrument. A personal check is a specific type of check.
• Business check (noun): A check linked to a business checking account, not a personal one.
• Cashier's check (noun): A check guaranteed by a bank, drawn on the bank's own funds, not a personal account.
• Personal checking account (noun): The bank account from which a personal check draws its funds.

Synonyms

• Cheque (noun, chiefly British English spelling): The British English variant of "check."
• Bank draft (noun, in a general sense): Can sometimes be used, though it more precisely refers to checks drawn by one bank on another.

Related Phrases

• "To bounce a check": When a check cannot be processed because the account has insufficient funds.
  • His personal check bounced because he forgot to deposit his paycheck.
• "To make a check out to": To write a check payable to a specific person or company.
  • Please make the personal check out to "City Utilities."

Noun

1. a check drawn against funds deposited in your personal checking account