adjustor

Thân thiện

The insurance adjustor inspects the damaged car after the accident.

Definition

Noun: * Adjustor: A person whose job is to investigate insurance claims or claims for damages, assess the extent of the loss or liability, and determine or recommend a fair settlement amount.

Usage

An adjustor is a professional, often employed by an insurance company or working independently, who examines the details of a claim. Their role is to evaluate the validity of the claim, investigate the circumstances (which may involve inspecting property damage, reviewing medical reports, or interviewing witnesses), and calculate the appropriate payment based on the policy terms and their assessment.

Examples

• After the storm, the insurance adjustor came to inspect the damage to the roof.
• The claimant disagreed with the settlement offer made by the adjustor.
• She works as an independent adjustor, hired by various companies to handle complex cases.

Advanced Usage

• "To act as an adjustor": To perform the duties of investigating and settling a claim.
  • For this case, our senior agent will act as the adjustor.
• The role is sometimes described in terms of its function: "adjusting a claim".
  • The process of adjusting the claim took several weeks.

Variants and Related Words

• Adjuster (noun): This is a common alternative spelling and is completely synonymous with "adjustor". Both forms are widely accepted.
• Claims Adjustor/Adjuster (noun phrase): A more specific term that explicitly states the type of claims handled.
• Adjustment (noun): The act or process of adjusting, or the settlement reached.
  • The adjustment of the claim was fair and timely.

Synonyms

• Claims Examiner
• Loss Adjustor/Loss Adjuster
• Settler (in the specific context of insurance claims)

Related Phrases

• Independent Adjustor: An adjustor who is not a direct employee of an insurance company but is contracted by them to handle claims.
• Public Adjustor: An adjustor hired by a policyholder to represent their interests in a claim against an insurance company.

Học thuật

Noun

1. one who investigates insurance claims or claims for damages and recommends an effective settlement

Từ đồng nghĩa

• adjuster
• claims adjuster
• claims adjustor
• claim agent