charge account

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charge account

The customer uses her charge account to buy a new dress.

Definition
  1. Noun:
    • Credit extended by a business to a customer: A formal arrangement where a business allows a customer to purchase goods or services and pay for them at a later date, typically on a monthly billing cycle.
Usage Examples
  • Noun:
    • She put the new dress on her charge account at the department store.
    • The store offers a charge account with no interest for the first six months.
    • He paid off his charge account balance in full every month.
Advanced Usage
  • "to have a charge account": to be a customer who has been granted credit by a specific business.
    • Only customers who have a charge account with us can receive these special billing offers.
  • "to open/close a charge account": to establish or terminate a credit arrangement with a business.
    • You can apply to open a charge account online or in the store.
Variants and Related Words
  • Charge card (n): A card issued by a specific retailer or business for use with its charge account. (Note: This is a related compound term, not the target word itself).
  • Account (n): A record of financial transactions; a broader term that can include charge accounts, bank accounts, etc.
  • Store credit (n): A similar concept, often referring to credit issued for a specific store or chain.
Synonyms
  • Credit account: An account allowing the purchase of goods or services with payment deferred.
  • Revolving account: A type of credit account that allows repeated borrowing up to a set limit as payments are made.
Related Phrases
  • "on account": As an idiom meaning to be paid for later, often using a charge account.
    • She took the furniture on account and will pay the bill next month.
  • "charge it": A common instruction to put a purchase on one's charge account.
    • When asked how he would like to pay, he said, "Just charge it to my account."
Notes on Meaning

The term charge account specifically implies a credit relationship with a single business or retailer. It is distinct from a general-purpose credit card issued by a bank, which can be used at many different merchants. The primary function is to facilitate deferred payment for purchases from that specific creditor.

charge account

The customer uses her charge account to buy a new dress.

Noun
  1. credit extended by a business to a customer