depositor
/di'pɔzitə/
Học thuậtThân thiện
Definition
- Noun:
- A person who places money in a bank or similar financial institution: A depositor is an individual or entity that entrusts funds to a bank for safekeeping, often in a checking, savings, or other deposit account.
- A person who places something for safekeeping: More broadly, a depositor can be someone who places a valuable item (like in a safe deposit box) with an institution for storage and security.
Usage Examples
- Noun:
- The bank guarantees the safety of funds for every depositor.
- As a depositor, you can access your account online 24 hours a day.
- The small depositors were protected by the new government insurance scheme.
Advanced Usage
"Small/retail depositor": Refers to an individual person who deposits money, as opposed to a large institutional investor.
- The policy is designed to protect the interests of the small depositor.
"Depositor base": The collective group of all customers who have deposited money with a financial institution.
- The bank's stability relies on a broad and loyal depositor base.
Variants and Related Words
Deposit (noun/verb): The sum of money placed in the bank, or the act of placing it.
- She made a large deposit into her new account.
Depository (noun): An institution or location where things are deposited for safekeeping.
- The library serves as a depository for rare manuscripts.
Synonyms
- Account holder: A person in whose name an account is kept.
- Saver: One who saves money, often by depositing it.
- Customer (in a banking context): A client of a bank.
Related Phrases
"Depositor confidence": The trust that depositors have in the safety of a financial institution.
- The financial scandal severely damaged depositor confidence.
"To protect depositors": A common goal of banking regulations and insurance schemes.
- The central bank's primary role is to protect depositors and ensure financial stability.
Noun
- a person who has deposited money in a bank or similar institution