foreclose

/fɔ:'klouz/
Học thuật
Thân thiện
foreclose

The bank had to foreclose on the family's house.

Definition
  1. Verb:
    • To take legal action to terminate a mortgagor's right to redeem a property: This meaning refers specifically to the legal process where a lender seizes a property because the borrower has failed to make the required mortgage payments.
    • To prevent something from happening; to rule out or make impossible: This more general meaning refers to the act of excluding an option or preventing an event or action from occurring.
Usage Examples

  • Verb (Legal sense):

    • The bank had to foreclose on the house after the owner missed twelve consecutive payments.
    • If you default on your loan, the lender can foreclose.

  • Verb (General sense):

    • His prior commitment foreclosed any possibility of him attending the meeting.
    • The new evidence foreclosed the earlier theory.
Advanced Usage

  • "to foreclose on": This phrasal construction is almost always used with the preposition "on" when referring to the legal seizure of property.

    • The company foreclosed on the commercial building.

  • "to foreclose the possibility of": A common phrase using the general meaning.

    • The sudden storm foreclosed the possibility of a picnic.
Variants and Related Words

  • Foreclosure (n): The legal process or instance of foreclosing.

    • The family faced foreclosure on their home.

  • Foreclosable (adj): Capable of being foreclosed.

    • The debt was foreclosable under the terms of the contract.
Synonyms
  • Seize (for the legal sense): To take possession of by legal authority.
  • Preclude (for the general sense): To prevent from happening; to make impossible.
Related Phrasal Verbs / Constructions
  • Foreclose on: As shown in advanced usage, this is the standard construction for the legal action.
    • They warned they would foreclose on the property.
Related Idioms
  • To foreclose all options: To eliminate every possible alternative or course of action.
    • The sudden budget cuts foreclosed all options for expansion.
foreclose

The bank had to foreclose on the family's house.

Verb
  1. subject to foreclosing procedures; take away the right of mortgagors to redeem their mortgage
  2. keep from happening or arising; make impossible
    • My sense of tact forbids an honest answer
    • Your role in the projects precludes your involvement in the competitive project

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