savings
Definition
- Noun:
- Money saved: The plural noun "savings" refers to money that has been saved or set aside, typically over a period of time, for future use rather than being spent immediately.
- A reserve fund: It denotes a fund or sum of money accumulated and held as a financial reserve.
Usage
- "Savings" is used as a plural noun. It refers to the total amount of money one has saved.
- It is commonly used with verbs like , , , , , and .
- It is often modified by possessive adjectives (e.g., , , ) or by phrases indicating purpose (e.g., , ).
Examples
- Noun:
- She keeps her savings in a high-interest account.
- We used our savings to pay for the car in full.
- It's important to start building your savings early.
Advanced Usage
"Savings" as an attributive noun: Used before another noun to describe its purpose or type.
- They opened a savings account at the bank.
- The government offers a savings bond program.
"Savings" in economic contexts: Can refer to the aggregate level of saving within an economy.
- National savings rates have increased this quarter.
Variants and Related Words
- Save (verb): To keep money for future use; to avoid wasting something.
- I try to save a portion of my salary every month.
- Saver (noun): A person who saves money.
- He is a diligent saver.
- Saving (noun, singular): An act of saving or an instance of economizing. Often used in the plural form "savings" for money.
- Buying in bulk resulted in a significant saving. (Here, it means a reduction in cost.)
Synonyms
- Nest egg: A sum of money saved for the future.
- Reserves: Money or assets kept available for use.
- Stash: A secret store of something, often money (informal).
Related Phrases
- Rainy day savings: Money saved for future emergencies or unforeseen needs.
- This fund is my rainy day savings; I don't touch it unless absolutely necessary.
- Life savings: The total amount of money a person has saved over their lifetime.
- He invested his life savings into starting the business.
Idioms
- Pinch pennies / Scrimp and save: To be extremely frugal in order to save money.
- They pinched pennies for years to build up their savings.
- Break into one's savings: To start using saved money, often reluctantly.
- I had to break into my savings to cover the emergency repair.
Noun
-
a fund of money put by as a reserve
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