spendable
/'spendəbl/
Definition
Adjective: 1. Available for spending or immediate use: Describes money, funds, or resources that are readily available to be used for purchases or expenses, typically after necessary deductions like taxes have been made. 2. Capable of being spent or consumed: Indicates that something, especially currency or a resource, is in a form that allows it to be used as payment or exchanged for goods/services.
Usage
The adjective "spendable" is used to describe financial resources. It is most commonly placed before a noun (like "income" or "cash") or after a linking verb (like "is" or "are").
Examples
- Before a noun:
- After paying bills, her spendable income is quite limited.
- The bonus provided some welcome spendable cash for the holidays.
- After a linking verb:
- This money is not spendable until next month.
- After taxes, the amount that is actually spendable is much lower.
Advanced Usage
- Economic/Financial Context: "Spendable" is a key term in personal finance and economics, distinguishing gross income from the net amount a person or household can actually use for consumption.
- Economists study trends in spendable income to predict consumer behavior.
Variants and Related Words
- Spend (verb): To use money to buy or pay for something.
- Disposable income (noun phrase): A very close synonym, often used interchangeably in economics to mean income remaining after taxes that is available for spending and saving.
Synonyms
- Disposable (as in disposable income)
- Available (in a financial context)
- Usable (specifically for money)
Antonyms
- Nonspendable
- Encumbered (funds)
- Unavailable (funds)
Adjective
-
(used of funds) remaining after taxes
-
spendable income
-
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