unsecured

/' nsi'kju d/

Thân thiện

The bank offers both secured and unsecured loans to its customers.

Definition

1. Adjective:
   • Without financial security: Refers to a loan or debt that is not backed by collateral or assets. If the borrower defaults, the lender has no specific property to claim.
   • Not firmly fastened or secured: Describes something that is not locked, barred, or physically fastened.

Examples of Usage

• Adjective (Financial):

  • He took out an unsecured loan to pay for his vacation.
  • The company issued unsecured bonds to raise capital.

• Adjective (Physical):

  • The police found the house unsecured, with the front door wide open.
  • Leaving the shed unsecured during the storm was a mistake.

Advanced Usage

• Legal/Financial Context: Often used in contrast with "secured." An unsecured creditor has a lower priority claim on a debtor's assets than a secured creditor.
  • In the bankruptcy proceedings, unsecured lenders were paid last.

Variants and Related Words

• Unsecure (verb, rare): To make insecure or to loosen. (Note: This is very rare; "unsecured" is almost exclusively an adjective.)
• Secured (adjective): The direct opposite, meaning protected or backed by collateral.

Synonyms

• Financial: uncollateralized, without security.
• Physical: unlocked, unbarred, unfastened, open.

Antonyms

• Financial: secured, collateralized, guaranteed.
• Physical: locked, barred, fastened, secured.

Học thuật

Adjective

1. without financial security
   • an unsecured note
2. not firmly fastened or secured
   • an unbarred door
   • went through the unlatched gate into the street
   • an unlocked room

Từ đồng nghĩa

• unguaranteed
• unbarred
• unbolted
• unlatched
• unlocked