unsecured
/' nsi'kju d/
Definition
- Adjective:
- Without financial security: Refers to a loan or debt that is not backed by collateral or assets. If the borrower defaults, the lender has no specific property to claim.
- Not firmly fastened or secured: Describes something that is not locked, barred, or physically fastened.
Examples of Usage
Adjective (Financial):
- He took out an unsecured loan to pay for his vacation.
- The company issued unsecured bonds to raise capital.
Adjective (Physical):
- The police found the house unsecured, with the front door wide open.
- Leaving the shed unsecured during the storm was a mistake.
Advanced Usage
- Legal/Financial Context: Often used in contrast with "secured." An unsecured creditor has a lower priority claim on a debtor's assets than a secured creditor.
- In the bankruptcy proceedings, unsecured lenders were paid last.
Variants and Related Words
- Unsecure (verb, rare): To make insecure or to loosen. (Note: This is very rare; "unsecured" is almost exclusively an adjective.)
- Secured (adjective): The direct opposite, meaning protected or backed by collateral.
Synonyms
- Financial: uncollateralized, without security.
- Physical: unlocked, unbarred, unfastened, open.
Antonyms
- Financial: secured, collateralized, guaranteed.
- Physical: locked, barred, fastened, secured.
Adjective
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without financial security
-
an unsecured note
-
-
not firmly fastened or secured
-
an unbarred door
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went through the unlatched gate into the street
-
an unlocked room
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