Definition

1. Verb:

   • To discount: To deduct a specified amount from the usual price or value of something, especially in commercial or financial transactions.
   • To allow a discount: To reduce the price of goods or services, or to reduce the face value of a financial instrument (like a bill of exchange or promissory note) when it is purchased before its maturity date.

2. Noun:

   • Discount: The amount of money deducted from the regular price or face value.
   • The act of discounting: The process or action of applying a discount.

Usage Examples

• Verb:

  • Cửa hàng này thường chiết khấu 10% cho khách hàng thanh toán bằng tiền mặt. (This store usually discounts 10% for customers paying in cash.)
  • Ngân hàng sẽ chiết khấu hối phiếu này trước khi nó đáo hạn. (The bank will discount this bill of exchange before it matures.)

• Noun:

  • Bạn có nhận được mức chiết khấu nào khi mua số lượng lớn không? (Did you receive any discount when buying in bulk?)
  • Tỷ lệ chiết khấu do ngân hàng trung ương công bố đã tăng. (The discount rate announced by the central bank has increased.)

Advanced Usage

• "tỷ lệ chiết khấu" / "lãi suất chiết khấu": Discount rate.

  • Tỷ lệ chiết khấu là một công cụ quan trọng trong chính sách tiền tệ. (The discount rate is an important tool in monetary policy.)

• "chiết khấu thương mại": Trade discount (a reduction given by a seller to a buyer, often based on the quantity purchased).

  • Chiết khấu thương mại được áp dụng trực tiếp trên hóa đơn. (The trade discount is applied directly to the invoice.)

• "chiết khấu ngân hàng" / "chiết khấu tài chính": Bank discount / financial discount (specifically related to discounting financial instruments).

  • Chiết khấu ngân hàng giúp doanh nghiệp tiếp cận vốn sớm hơn. (Bank discounting helps businesses access capital earlier.)

Variants and Related Words

• Khấu trừ (v): To deduct, to withhold. (A broader term for deduction, not always related to price reduction.)
• Giảm giá (v/n): To reduce price / a price reduction. (A more general term for price cuts, not specifically tied to financial instruments.)
• Hoa hồng chiết khấu (n): Discount commission / agio. (The commission or fee involved in a discounting transaction.)

Synonyms

• Giảm giá (v/n): Reduce price / price reduction.
• Khấu hao (v): Depreciate, amortize. (Used for asset value reduction over time, not for immediate price cuts.)

Related Phrases (Phrasal Verbs)

Note: As a financial/business term, "chiết khấu" does not commonly form phrasal verbs in the same way as everyday verbs. Its usage is typically direct.

Related Idioms

Note: "Chiết khấu" is a specific technical term and is not commonly used in idiomatic expressions.

1. Discount