Definition

1. Noun:
   • Debtor: A person, organization, or entity that owes money, goods, or services to another party (the creditor). The obligation can arise from a loan, purchase on credit, or other financial agreements.
   • Obligor: More broadly, someone who is bound by a legal or moral duty to another.

Usage Examples

• Noun:
  • Công ty đó hiện là con nợ lớn nhất của ngân hàng chúng tôi. (That company is currently the biggest debtor of our bank.)
  • Anh ấy đã trở thành con nợ sau khi vay tiền để mua nhà. (He became a debtor after borrowing money to buy a house.)
  • Con nợ có nghĩa vụ thanh toán đúng hạn. (The debtor has an obligation to repay on time.)

Advanced Usage

• "Con nợ đáo hạn": A debtor whose debt has reached its maturity date.

  • Ngân hàng đang siết chặt việc quản lý các con nợ đáo hạn. (The bank is tightening the management of debtors with matured loans.)

• "Con nợ khó đòi" / "Con nợ xấu": A bad debtor; a debtor who is unlikely to repay the debt.

  • Khoản nợ đó đã được chuyển sang nhóm con nợ khó đòi. (That loan has been transferred to the category of bad debts.)

Variants and Related Words

• Chủ nợ (Noun): Creditor. The party to whom money or an obligation is owed.

  • Mối quan hệ giữa chủ nợ và con nợ được điều chỉnh bởi pháp luật. (The relationship between creditor and debtor is regulated by law.)

• Món nợ (Noun): A debt, a sum of money owed.

• Nợ nần (Noun): Debts (generally in plural sense, indicating a state of being in debt).

Synonyms

• Người mắc nợ: One who is in debt. (More descriptive)
• Người vay nợ: Borrower. (Specifically for borrowed money)

Related Phrases

• Làm con nợ: To become a debtor/to be in debt.

  • Ông ấy không muốn làm con nợ của bất kỳ ai. (He does not want to be in debt to anyone.)

• Theo dõi con nợ: To monitor/track a debtor.

  • Bộ phận tín dụng có nhiệm vụ theo dõi con nợ. (The credit department has the task of monitoring debtors.)

Related Idioms

• Nợ như chúa Chổm: To be deeply in debt; to owe a great deal of money (from a historical figure known for his debts).

  • Công ty anh ta đang nợ như chúa Chổm. (His company is deeply in debt.)

• Đầu voi đuôi chuột (used in context): Starting a project with great fanfare but ending with failure, often leading to debt. This can describe the situation of a debtor.

  • Dự án đầu voi đuôi chuột khiến họ trở thành con nợ. (The project, grand at the start but a failure at the end, turned them into debtors.)

1. Debtor