credit

/'kredit/
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credit

A student checks her credit score on a laptop.

Definition

  1. Noun:

    • Recognition or acknowledgment for an achievement or contribution: "Credit" refers to the acknowledgment given to someone for their work, effort, or role in a successful outcome.
    • A system of deferred payment for goods or services: "Credit" denotes an arrangement where payment is made at a later date after receiving goods or services.
    • A unit of academic achievement: In education, "credit" is a unit representing the successful completion of a course of study.
    • A source of pride or honor: "Credit" can refer to a person or thing that brings esteem or positive reputation to someone or something else.
    • Belief or trust in the truth of something: "Credit" can mean the belief or confidence placed in a statement or person.
    • An entry in an account recording a sum received: In accounting, "credit" is an entry on the right side of an account, representing an increase in liabilities, equity, or revenue, or a decrease in assets.

  2. Verb:

    • To ascribe or attribute an achievement or quality to someone: To "credit" someone means to acknowledge them as responsible for a positive action or result.
    • To believe or trust in something: To "credit" a story or claim is to believe it to be true.
    • To enter a sum as a credit in an account: In accounting, to "credit" an account is to record an amount on the credit side.
Usage Examples

  • Noun:

    • She deserves full credit for the project's success. (Recognition for achievement)
    • I bought the furniture on credit and will pay next month. (Deferred payment)
    • You need three more credits to graduate. (Academic unit)
    • His honesty is a credit to his family. (Source of pride)
    • I give no credit to that ridiculous rumor. (Belief or trust)
    • The bank recorded a credit of $500 to my account. (Accounting entry)

  • Verb:

    • Historians credit him with inventing the process. (Ascribe achievement)
    • Do you credit his explanation for being late? (Believe)
    • The bank will credit your account with the refund. (Accounting entry)
Advanced Usage

  • "To someone's credit": Used to indicate a praiseworthy achievement belonging to a person.

    • To her credit, she admitted the mistake immediately.

  • "Credit where credit is due": An idiom meaning acknowledgment should be given to whoever deserves it.

    • I must give credit where credit is due; the team worked incredibly hard.

  • "On the credit side": Used to list positive aspects in a balance of considerations.

    • On the credit side, the new policy has increased efficiency.
Variants and Related Words

  • Creditable (adj): Deserving praise or acknowledgment.

    • She gave a creditable performance in her first race.

  • Creditor (n): A person or institution to whom money is owed.

    • The company negotiated with its creditors.

  • Creditworthy (adj): Considered suitable to receive financial credit.

    • The bank found them to be a creditworthy borrower.
Synonyms
  • Noun: Acknowledgment, recognition, trust, reputation, acclaim.
  • Verb: Ascribe, attribute, accredit, believe, trust.
Related Phrases (Phrasal Verbs)

  • Credit someone with something: To believe someone possesses a quality or is responsible for an action.

    • I wouldn't have credited him with such patience.

  • Credit something to someone/something: To attribute an achievement or result to a cause or person.

    • The success was credited to their meticulous planning.
Related Idioms

  • A credit to someone/something: A person or thing that causes someone/something to be admired or praised.

    • The volunteers are a real credit to the community.

  • Do someone credit / Do credit to someone: To show someone's good qualities; to be a source of honor.

    • His manners do him credit.
credit

A student checks her credit score on a laptop.

Noun
  1. an estimate, based on previous dealings, of a person's or an organization's ability to fulfill their financial commitments
  2. an entry on a list of persons who contributed to a film or written work
    • the credits were given at the end of the film
  3. a short note recognizing a source of information or of a quoted passage
    • the student's essay failed to list several important citations
    • the acknowledgments are usually printed at the front of a book
    • the article includes mention of similar clinical cases
  4. recognition by a college or university that a course of studies has been successfully completed; typically measured in semester hours
  5. arrangement for deferred payment for goods and services
  6. used in the phrase `to your credit' in order to indicate an achievement deserving praise;
    • she already had several performances to her credit
  7. an accounting entry acknowledging income or capital items
  8. money available for a client to borrow
  9. approval
    • give her recognition for trying
    • he was given credit for his work
    • give her credit for trying
Verb
  1. have trust in; trust in the truth or veracity of
  2. accounting: enter as credit
    • We credit your account with $100
  3. ascribe an achievement to
    • She was not properly credited in the program
  4. give someone credit for something
    • We credited her for saving our jobs

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