nặng lãi
Definition
- Adjective:
- Having a high interest rate: Describes a loan, debt, or credit agreement where the interest charged is excessively high, often considered exploitative or usurious.
Usage Examples
- Adjective:
- Ngân hàng đó bị cáo buộc cho vay nặng lãi. (That bank is accused of lending at a high interest rate.)
- Khoản vay nặng lãi đã khiến nhiều người lâm vào cảnh nợ nần. (The high-interest loan has plunged many people into debt.)
- Luật pháp cấm các hình thức cho vay nặng lãi. (The law prohibits usurious lending practices.)
Advanced Usage
- "cho vay nặng lãi": to lend at a high/usurious interest rate. This is the most common collocation.
- Tội cho vay nặng lãi có thể bị phạt tù. (The crime of usurious lending can be punishable by imprisonment.)
Variants and Related Words
- Lãi nặng (noun phrase): high/heavy interest. This is a related noun phrase focusing on the interest itself.
- Anh ta phải chịu mức lãi nặng. (He has to bear a heavy interest rate.)
- Cho vay lãi nặng: Another way to phrase "cho vay nặng lãi".
Synonyms
- Usurious (adj): Involving usury; charging illegally or excessively high interest rates. This is a direct English equivalent in a legal/formal context.
- High-interest (adj): Having a high rate of interest. A more general, less judgmental synonym.
Related Phrases
- Tín dụng đen (noun phrase): "Black credit"; refers to illegal, unregulated, and often violently enforced high-interest lending. This is a closely related concept, where the loans are almost always .
- Nạn tín dụng đen với các khoản vay nặng lãi là một vấn đề xã hội. (The scourge of black credit with usurious loans is a social problem.)
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At a high rate of interest
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