Definition

Noun: 1. Cheque: A written order from a bank account holder instructing the bank to pay a specific amount of money to the person or entity named on it. 2. Check (US English): The American English equivalent for a payment document drawn against bank funds.

Usage

• A 'séc' is a formal financial document used for payment instead of cash.
• It requires the signature of the account holder (the drawer) to be valid.
• It is used in transactions between individuals, businesses, and organizations.

Examples

• Noun:
  • Ông ấy thanh toán hóa đơn bằng séc. (He paid the bill by cheque.)
  • Tôi cần viết một tờ séc để trả tiền thuê nhà. (I need to write a cheque to pay the rent.)
  • Ngân hàng đã từ chối tờ séc vì chữ ký không khớp. (The bank rejected the cheque because the signature did not match.)

Advanced Usage

• "Séc bảo chi": A certified or banker's cheque. This is a cheque guaranteed by the bank, meaning the funds are set aside and the payment is certain.
  • Để đảm bảo an toàn, họ yêu cầu thanh toán bằng séc bảo chi. (For security, they require payment by a certified cheque.)
• "Séc du lịch": Traveller's cheque. A pre-printed, fixed-amount cheque designed for safe travel funds, which can be replaced if lost or stolen.
  • Khi đi nước ngoài, anh ấy thường đổi tiền mặt lấy séc du lịch. (When traveling abroad, he often exchanges cash for traveller's cheques.)

Variants and Related Words

• Sổ séc (Danh từ): Chequebook (UK) / Checkbook (US). A booklet containing pre-printed cheque leaves.
  • Tôi đã dùng hết tờ séc cuối cùng trong sổ séc. (I used the last cheque in my chequebook.)
• Tấm séc (Danh từ): A cheque (less common, synonymous with 'tờ séc'). Refers to a single cheque slip.
• Ngân phiếu (Danh từ): Banknote, bill. (Note: This is different; it refers to paper currency, not a cheque.)

Synonyms

• Chi phiếu: Another, less common Vietnamese term for cheque, with the same meaning.
• Check (Mỹ): The American English term.

Related Phrases / Idioms

• "Séc khống": A bounced cheque / rubber cheque. A cheque that cannot be cashed because the account has insufficient funds.
  • Viết séc khống là hành vi vi phạm pháp luật. (Writing a bounced cheque is an illegal act.)
• "Séc vô danh": A bearer cheque. A cheque payable to the person who holds it, not a specific named person.

noun

1. cheque