The Vietnamese word "lãi" has a couple of primary meanings, mainly related to finance and business. Here’s an easy-to-understand explanation:
Profit (noun): In a business context, "lãi" refers to the money that a person or a company earns after deducting expenses. It’s what you gain from selling a product or providing a service.
Interest (noun): In finance, "lãi" also refers to the interest earned on savings or the interest paid on loans. This is the extra money that banks pay you for keeping your money with them or the money you pay to the bank for borrowing.
Profit:
Interest:
In more complex financial discussions, "lãi" can be used in phrases like: - "Lãi suất" (interest rate): Refers to the percentage at which interest is paid on borrowed money or earned on savings. - "Lãi ròng" (net profit): This is the profit that remains after all expenses, taxes, and costs have been subtracted from total revenue.
While "lãi" primarily relates to profit and interest in financial contexts, it may also be used more generally to refer to any benefit or advantage gained from an action.